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No-Fault Insurance Rights

Monday, July 14, 2014

Car Crashes on the Rise

It's shocking that already this year, 165 people have been killed in New York City as a result of car accidents. 

Thousands more have survived serious car accidents, but have suffered critical injuries and fractures. Many people injured by careless drivers have not been able to work or carry on their usual activities and routines. 

Five Tips to Avoid Collisions: 

1. Don’t text, talk or use your smartphone while walking across a street.

2. Don’t text, talk or use your smartphone while operating a motor vehicle.

3. Be on the lookout for vehicles or pedestrians entering your lane of traffic.


Read more . . .


Monday, June 2, 2014

Should the No-Fault Law’s “Serious Injury” Threshold Be Changed?

New York’s No-Fault law allows people injured by careless drivers to receive payments for their medical bills and lost wages. A higher standard is imposed in order for people to recover for their pain and suffering and future expenses. They must suffer a “serious injury.”


Read more . . .


Sunday, July 21, 2013

Who’s at Fault with No-Fault? Part 2

As discussed in Part 1 of this series, the no-fault benefit pays for immediate medical care and lost wages for car injury victims, regardless of fault. However, while no-fault covers payment for those charges, it does not pay expenses for future medical expenses, lost wages, or for your disabilities or for pain and suffering. To recover money for these types of losses, you must start a lawsuit against the owner of the vehicle that caused your injury. However, your right to bring a lawsuit against the driver that caused your injuries can be severely limited, unless your injuries meet what’s called the no-fault law’s “serious injury” threshold. That threshold is injury specific, under the law, and is often a challenge to prove in court.


Read more . . .


Monday, June 17, 2013

Who’s at Fault with No-Fault? - Part 1

What exactly is “no-fault”? In New York State, it is a law that makes sure anyone injured in a car accident has insurance coverage to pay their resulting medical bills and lost wages, no matter who is at fault. There is no need to show who is at fault before the insurance company pays.

 

New York requires every car owner to buy car insurance that includes no-fault benefits. That way anyone injured in a crash has an immediate right to the no-fault benefit--even passengers who don’t own cars or pedestrians who are injured (no-fault benefits are not available to motorcycle operators or their passengers).


Read more . . .


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